Working with CFP® Professionals


CERTIFIED FINANCIAL PLANNER™ professionals John K. Debczak, Managing Director Investment Officer, and Robert J. Sullivan, Executive Vice President, have completed extensive training and are held to one of the highest ethical and educational standards. As CFP® professionals, we strive to understand the complexities of the changing financial climate and are required to make investment planning recommendations in our clients’ best interest.

Therefore, no matter where you are in life, we believe you’ll find confidence in working with our CFP® professionals to evaluate your finances and develop a comprehensive plan for your financial future.

Qualifications of a CFP® Professional


To earn the CFP® certification from the Certified Financial Planner Board of Standards, Inc., we have met rigorous education, examination, experience, and ethics requirements.

Our Process

Simply put, this is just a conversation to get to know one another. We talk about our process, how we work with our clients and discuss your preferences and expectations to see if we are a good fit for each other.
If we both decide to take the next step, we then look “beyond the numbers” and explore your goals, dreams, and specific financial priorities so that we start the planning process with your unique goals in mind. After we have established your goals, we gather the necessary details of your current financial situation, determine your risk tolerance, time horizon, etc. We then use all of this information to create your personalized plan using our Envision® planning software.
After we have completed your personalized Envision plan and specific planning recommendations we will meet to review the plan together. Here we will take the time to clearly explain what the Envision plan tells us about your progress toward meeting your goals and what further steps should be taken to help you meet your goals. If the plan makes sense to you and our philosophy and strategies are what you are looking for, we would then begin our formal working relationship.
Once your new accounts are established, we will begin to implement the plan we agreed upon. We will review your Envision plan and strategies via phone, video conference or in person. Here we will discuss the progress towards meeting your goals, update any changes in your personal circumstances, market conditions, etc. and recommend changes to your strategy as necessary.
Debczak Wealth Management of Meridian Wealth Management Group

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AR, AZ, CA, CO, CT, DC, DE, FL, HI, IL, MA, MD, ME, MN, MT, NC, NH, NJ, NY, PA, SC, TN, TX, UT, VA, WV). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

© 2022 Wells Fargo Clearing Services, LLC. All rights reserved.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionalsX